Winstead's Finance & Banking Industry Experience Works for Clients. Together.

Winstead has one of the largest and most experienced finance and banking practices in the Southwest, serving regional, national and international financial institutions, financial services companies and other lending organizations and, through prosperous and trying times, our representation spans virtually all aspects of the banking and financial services industry's business activities. Our lawyers regularly represent and counsel lenders, agents and participants in single-lender and syndicated credit facilities of all types and complexities. We have extensive experience in the restructuring of troubled credits, debtor-in-possession financing, post-confirmation financing and other workout matters, and we work closely with our Business Restructuring/Bankruptcy lawyers on insolvency and bankruptcy matters.

Winstead Finance & Banking lawyers also have considerable experience representing financial institutions, financial service providers, boards and officers in corporate and regulatory matters, maintaining long-standing established relationships with regulators, trade associations and service providers. We regularly advise financial institutions seeking counsel on mergers and acquisitions, the development of new products and services, regulatory enforcement, litigation and other financial services, as well as in general and specialized contract matters.

The products and types of transactions handled and market niches served include:

Asset-based Lending and Market Finance  Acquisition Financing  Administrative and Regulatory Enforcement Actions  Aircraft, Marine and Transportation Financing  Bank Mergers & Acquisitions  Check, ATM, Credit Card and other Payments Systems  Debt Workouts and Restructuring  Debtor-in-Possession Financing  Energy and Renewables Lending  Ex-Im Bank Guaranteed Credit Facilities  Factoring and Receivables Sales  Heavy Equipment Leasing and Lending  Insurance and other Regulated Industry Lending

Letters of Credit and Credit Enhancement  Media and Telecommunications Lending  Mezzanine, Bridge and Second Lien Financing  Multicurrency Financings  Multi-tier Credit Facilities  Real Estate Lending Real Estate, Hospitality, and Mortgage Lending  Regulatory and Strategic Counseling  Securitization of Financial Assets  Sports and Recreation  Structured Finance Swaps, Hedges and other Derivatives  Syndicated Credit Facilities

Our Finance & Banking lawyers are active in industry and professional organizations and are widely recognized within the profession and industry. For example, our lawyers are active in the Loan Syndications and Trading Association, the Commercial Finance Association, the Turnaround Management Association, the American College of Investment Counsel, the American College of Commercial Finance Lawyers and the Texas Association of Bank Counsel to name a few. We also represent trade and industry organizations such as the Texas Bankers Association and maintain excellent working relationships with the Office of the Comptroller of the Currency, FDIC, Texas Banking Department, Federal Reserve Board and other regulatory agencies.

Our collaborative and interdisciplinary approach allows us to draw on the right resources at the right time, whether it is corporate & securities, real estate, tax, ERISA, trusts, litigation, environmental, intellectual property, healthcare, antitrust or litigation, to help ensure practical, innovative and effective legal solutions.

Please contact any of our Finance & Banking lawyers for a list of transactions that will be relevant to your specific needs or to learn more about our practice.